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​Barb, Years ago our decision tree went something like this - Is the idea?: Feasible Stable Desirable Profitable Scalable Optimal We didn't want to waste time on daydreams so we started with Feasibility. Now, our order of ...

Innovation can be difficult and uncomfortable, so American Banker canvassed some experts and published a list of suggestions to guide banks looking to try new things, including: • Don't seek perfection; your first attempt won't be your last and that's ...

Maybe other banks and credit unions are already using this powerful approach that gives depositors what they are looking for while maintaining the attributes that keep these funds from becoming volatile over-priced funds.  Here is a story about the ...